Curtis Cloke

FIG, through its Mentor program, has arranged for qualified advisors and financial professionals to be given a unique opportunity to learn cutting-edge concepts for retirement income and estate planning from multi-million dollar super producer, Curtis V. Cloke, CLTC, LUTCF. Curtis is a nationally known and recognized retirement income expert; he has spoken at numerous national and international conferences and has authored and co-authored many retirement income articles for publications serving financial professionals. He is often sought out by insurance companies as a consultant to new product development efforts.

 
Curtis is President of Thrive Income Distribution System®, LLC, a company he launched to promote his unique approach to generating retirement income and legacy growth for his clients. He is a 25-year financial professional who has been serving his clients in a small town on the edge of the Mississippi River in Burlington, Iowa since 1987. Curtis is a 12-year member of MDRT, where he is a three-time Court of the Table member, and four-time qualifying member of the Top of the Table. He has earned numerous awards, and in 2009 was a finalist for Senior Market Advisor Magazine’s “Advisor of the Year” award. In addition, Curtis is a member of the Society of Financial Services Professionals, past president of his local NAIFA chapter.
 
In 2010, FIG teamed up with Thrive® to create a version of the Thrive Income Distribution System® specifically designed for FIG and the Booming Income platform which is exclusively available to FIG producers.
 
Now in 2011, you have the opportunity to learn from the master and founder of this program through the FIG Mentor program and ride shotgun with Curtis to learn how to architect powerful retirement income solutions for your clients. Learn new techniques for retirement income planning, unique approaches to asking probing questions, and powerful ways to deliver compelling solutions that will help you close more cases, increase your average case size, and improve your close ratio.

Fundamental concepts will include achieving tax-efficiency, lowering the ongoing drag of fees for income-generating assets, and incorporating guaranteed inflation-adjustment solutions. You will also learn how to debunk many myths and objections regarding the use of annuities, while providing sound mathematical solutions that will help you learn how to use the turnkey web-based Booming Income platform.

Prepare to be challenged! Curtis will broaden your knowledge of little-known products that, when incorporated into the retirement solution, use less of the client’s portfolio to secure their inflation-adjusted retirement income needs by providing a “paycheck” for life. Using fewer of your client’s assets to solve the essential income need will increase your client’s opportunity for growth, with unfettered assets that may provide greater liquidity for emergencies and non-essential income goals, thus providing a “playcheck” for life. Lastly, use these unrestricted assets as resources to provide legacy recommendations, utilizing life insurance and long-term care insurance to reduce some of the most insidious financial risks facing retirees today.