Personal Profit Sharing

FIG's philosophy has always been to share in our success with our producers.

Personal Profit Sharing

FIG's philosophy has always been to share in our success with our producers. We realize that we can not be successful without our agents, and we want to reward you for your production.

How does it work?

You earn Personal Profit Sharing points based on your calendar year paid production through FIG's approved carriers. Every $1,000,000 in paid indexed annuity production or $100,000 of target life/LTC/DI premium qualifies you for one Personal Profit Sharing point, partial points will not be earned. FIG will total your points at the end of the year, and we will pay you $1,000 for each point that you have earned. On top of that, we will allow you to carry over your points for 3 years! Please take a look at the chart below as an example of how this program works.

How to Qualify

In order to qualify for a payout at year end, you must have earned at least 3 Personal Profit Sharing points during the calendar year. Each producer that has accumulated at least 3 points during that year will receive a payout on that year's production, plus the previous 2 years production if the minimum qualification mark was met in both years. Any producer that does not meet the 3 point minimum in a given year will not be eligible for the Personal Profit Sharing program. Any producer that has a drop in production of over 50% from one year to the next will not get a payout.


FIG reserves the right to remove any producer from the program at any time and for any reason. You must be an agent in good standing in order to receive any payout earned. This program is for the writing agent at TOP GA contracts only. FIG reserves the right to change or discontinue this program at any time. This program excludes any business with Allianz Preferred, Annexus, Midland, and the Forethought 150 and ForeCare products. All fixed annuity and immediate annuity production with all carriers will count at 1/3 credit towards this program. Example: $3,000,000 in paid fixed annuity production will equate to 1 Personal Profit Sharing Point. Asset-Based LTC premium will count towards this program. Base Premium for Asset-Based LTC Premium counts at 100% towards CPC credit, while single premium asset-based LTC premium will count at 10% towards CPC credit. In addition, traditional LTC premium with Kemper and MassMutual only will count towards this program at 100% towards CPC credit. This progrmam was created in 2010. Any production prior to January 1st of 2010 will not count towards this program. Payouts will go out by the end of February on previous year’s production.

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