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indexed annuity

    The Emergence of the Fixed Index-Linked Annuity (FILA)
    Product R + D

    The Emergence of the Fixed Index-Linked Annuity (FILA)

    written by Bobby Samuelson

    Updated December 12, 2022, at 12:01 PM

    Before we get into the next-generation fixed index-linked annuity (FILA) product, let’s cover a brief overview of the index- and securities-linked annuities that preceded the FILA category.

    The first generation of fixed indexed annuities (FIAs) launched in the mid-1990s caused a revelation. The magic of an FIA was and is that it essentially gives the client the ability to swap the crediting rate of a fixed deferred annuity for exposure to the performance of an external equity index.

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    The Emergence of the Fixed Index-Linked Annuity (FILA) was last modified: December 12th, 2022 by Bobby Samuelson
    July 8, 2021
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  • Product R + D

    Indexed Annuities are Set to Soar [Infographic]

    by Mark Stewart June 13, 2019

    Indexed annuity sales smashed a previous record in 2018. Now, indexed annuities are set for more substantial growth in the near future. According to LIMRA projections, overall annuity sales are projected to…

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  • Product R + D

    Bridge the Retirement Income Gap

    by Chris Vance June 19, 2018

    Today, fewer retirees are covered by traditional pension plans, which places a big burden on retirees to fund their retirement with income from personal savings and investments. Only one in four baby…

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