As Americans live longer and healthcare costs rise, long-term care (LTC) planning is quickly becoming one of the most important and overlooked parts of a comprehensive retirement strategy.

In 2025, retirees face a combination of inflation, longevity risk, and family strain, creating demand for proactive planning.

As a financial professional, clients trust you to help them protect their financial plans for the future, so if you’re not talking to them about care planning, now is the time to start.