Financial literacy is the key to sound decision-making, yet studies show it’s been steadily declining since 2020. Eye-opening statistics reveal that:

• Over 40% of US adults can’t pass a basic financial literacy test
• 1 out of 3 Americans believe they’ll never retire due to lack of savings and knowledge
• 60% of US adults live paycheck to paycheck, including 40% of those who make over 6 figures

These numbers highlight the underlying issue: many individuals are unprepared for the future simply because they lack fundamental financial education.