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Tag:

life insurance

    Product R + D

    GUL vs. Protection IUL: What are the Differences?

    by Scott Hall December 30, 2016
    written by Scott Hall

    Updated: October 10, 2024, at 12:06 PM

    When it comes to permanent insurance, guaranteed universal life (GUL) has become the transitional product for advisors looking to take the next step beyond term insurance.

    For clients who only understand term insurance, hearing that a GUL can provide a guaranteed death benefit for life tends to resonate well with them. That death benefit is of tremendous value to your clients, but there is another key benefit to consider: cash value.

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    December 30, 2016
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  • Product R + D

    Life Insurance: Strategic Options to Balance Guarantees, Income, & Benefits

    by Chris Kite October 4, 2016
    by Chris Kite October 4, 2016

    How do you use life insurance to balance benefits, accumulation and income; and also balance guarantees and upside potential? We recently reviewed a presentation of how to combine Guaranteed Universal Life (GUL) …

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  • Product R + D

    How Financial Advisors Can Advocate in Clients’ Underwriting

    by Shawn Sigler August 24, 2016
    by Shawn Sigler August 24, 2016

    Updated February 21, 2024, at 4:18 PM In the life insurance brokerage business, it is important for an advisor to align with a team of brokerage underwriters who advocate on the client’s …

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