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Life Insurance Awareness Month

    Product R + D

    When I’m 64: Guidance for Life Insurance in or Near Retirement

    by Chris Kite September 6, 2019
    written by Chris Kite

    Updated September 6, 2023, at 11:31 AM

    “Will you still need me? Will you still feed me when I’m 64?”

    These Beatles lyrics are good questions when illustrating life insurance or implementing policy changes in or near retirement. What will the need for cash value be to support the death benefit? What will your client have to feed the policy in premium payments? Will the client choose to reduce the benefit if needed to make the policy permanent without paying extra premiums?

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    September 6, 2019
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  • Product R + D

    What are the Charges Deducted from Indexed Universal Life Policies? [Infographic]

    by Mark Stewart September 5, 2019
    by Mark Stewart September 5, 2019

    Updated on April 4. 2024, at 12:59 PM Charges deducted from indexed universal life (IUL) policies can turn off potential buyers. But why? The number one argument I hear when reviewing a …

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  • Product R + D

    Two Main Issues with The Life Insurance Underwriting Process

    by FIG Marketing September 24, 2018
    by FIG Marketing September 24, 2018

    Updated September 6, 2023, at 4:28 PM One of the main reasons some of my private clients hate offering life insurance to their clients is that they don’t want to put their …

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