Updated on October 2, 2025, at 3:59 PM
Charges deducted from indexed universal life (IUL) policies can turn off potential buyers. But why? The number one argument I hear when reviewing a life insurance policy designed for cash accumulation is, “It’s a terrible investment because the costs are just too high.”
But it this really true for IUL policies?
Updated April 4, 2023, at 12:31 PM Our Comprehensive Analysis & Review (CAR) program can help you guide your clients in the review of proposed or existing life insurance policies, and then …
Going into effect late in 2015, Actuarial Guideline XLIX (AG49) was supposed to level the playing field for indexed universal life (IUL). This piece of regulation prohibited carriers from showing outrageously high …