Every day in 2025, 11,400 Americans celebrate their 65th birthday.
That’s a record-breaking 4.18 million people reaching retirement age this year alone.
This historic wave, known as the Peak 65® Zone, is happening right now alongside growing concerns about inflation, market volatility, Social Security’s future, and longer lifespans. One in three retirees say they’re spending down savings faster than expected, while many others are delaying retirement entirely.