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    How Life Insurance Loans Work

    by Dave Henry January 27, 2022
    written by Dave Henry

    Updated August 7, 2024, at 1:30 PM

    Loans from cash value life insurance can provide tax-free income if the policy isn’t a modified endowment contract (MEC) and stays in force until death.

    Income will vary depending on many factors, including crediting rates, loan rates, insurance costs, and the type of loan or loan features the policy has associated with it.

    When you take a loan against an in-force policy, you’re not withdrawing the money from the policy itself. You’re taking a loan that the carrier is issuing to you and the carrier is using your policy cash value as collateral.

    Continue Reading
    January 27, 2022
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  • FIG NewsPressUncategorized

    PRESS RELEASE: Financial Independence Group Enters Strategic Discount Partnership with Scalable Tax Planning Software Company Holistiplan

    by FIG Marketing October 12, 2021
    by FIG Marketing October 12, 2021

    Cornelius, NC – October 12, 2021 – Financial Independence Group, LLC (FIG), a leading financial services conglomerate working with independent financial advisors specializing in annuities, long-term care, and life insurance products, has entered a strategic …

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  • Uncategorized

    Helping Clients After the Death of a Loved One

    by Sheryl Theisen September 23, 2021
    by Sheryl Theisen September 23, 2021

    This guide is intended to help you prepare clients and assist with the unfinished paperwork and decisions that need to happen after the death of a loved one. The information and suggestions …

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FIG Marketing
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