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Annuity

    What is Fixed Index-Linked Annuity (FILA) and How Does it Work?
    Product R + D

    What is Fixed Index-Linked Annuity (FILA) and How Does it Work?

    written by Bobby Samuelson

    Updated May 19, 2022, at 3:33 PM

    What are the performance characteristics of the fixed index-linked annuity, or FILA? Before we get into the product’s appeals, let’s take a step back to get a wider angle.

    The risk and return spectrum of index-linked annuities vary. The easiest way to visualize where different annuity products slot into the market is by using a spectrum of risk and return.

    On one end is a classic declared rate fixed deferred annuity (FDA), and on the other end is a variable annuity (VA), with index-linked products falling in between.

    Continue Reading
    What is Fixed Index-Linked Annuity (FILA) and How Does it Work? was last modified: May 18th, 2022 by Bobby Samuelson
    October 28, 2021
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  • Product R + D

    Finding the Right Annuity for Your Clients

    by James LeMay July 29, 2021

    Updated June 29, 2022, at 1:36 PM Reconnecting with your clients is an opportunity to re-invent yourself. Like a New Year’s resolution, you can commit to doing things better. Pick one thing…

    5 LinkedIn Facebook Twitter
  • Product R + D

    The Emergence of the Fixed Index-Linked Annuity (FILA)

    by Bobby Samuelson July 8, 2021

    Updated December 12, 2022, at 12:01 PM Before we get into the next-generation fixed index-linked annuity (FILA) product, let’s cover a brief overview of the index- and securities-linked annuities that preceded the…

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