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Product R + D

    Product R + D

    Annuities & Peace of Mind [Ibbotson FIA Whitepaper]

    by Walker Ham June 4, 2019
    written by Walker Ham

    In the olden days, many advisors would shutter at the word, “annuity.” And if your clients were to Google the term, they’d find all kinds of information about how bad annuities are. And don’t even get me started on all the advertisements from Fisher Investments.

    However, over the past few years annuities have started to get a little shine to them. They’ve become a good option for some retirees to consider as part of their retirement portfolio. Especially in the indexed annuity space.

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    June 4, 2019
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  • Product R + D

    Income Planning vs. Selling an Income-Producing Product

    by Hamilton Morales May 29, 2019
    by Hamilton Morales May 29, 2019

    Income Planning for Clients Check out the short one-pager below to see why income planning is more important for your clients than simply selling them income-producing products. Often times, it’s tempting to …

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  • Product R + DUncategorized

    Credit vs. Cost: Understanding IUL in the Aftermath of AG49

    by Scott Hall May 22, 2019
    by Scott Hall May 22, 2019

    Going into effect late in 2015, Actuarial Guideline XLIX (AG49) was supposed to level the playing field for indexed universal life (IUL). This piece of regulation prohibited carriers from showing outrageously high …

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