Check out the short one-pager below to see why income planning is more important for your clients than simply selling them income-producing products.
Often times, it’s tempting to take the easy route rather than create an income plan that’s tailored to a clients’ needs.
Here’s why that easy way out can put your client in a worse financial situation.
Going into effect late in 2015, Actuarial Guideline XLIX (AG49) was supposed to level the playing field for indexed universal life (IUL). This piece of regulation prohibited carriers from showing outrageously high …
Originally published on www.tomhegna.com If you’re at all familiar with the first chapter of Paychecks and Playchecks: Retirement Solutions for Life, you know we’re experiencing a paradigm shift in retirement planning. The …