Clients are always looking to protect their futures. In the case of an unexpected long-term care event, the primary solution for their protection is long-term care insurance (LTCI). That doesn’t mean paying for it is a walk in the park, though.

To pay the LTCI premiums, there are many routes an advisor and client can go. But let’s throw in another wrench – what’s a tax-efficient way to pay for LTCI?