![What are the Charges Deducted from Indexed Universal Life Policies? [Infographic]](https://www.figmarketing.com/blog/wp-content/uploads/2017/09/What-Are-the-Charges-Deducted-from-Indexed-Universal-Life-Policies.png)
Updated on January 28, 2020 at 4:13 PM
Charges deducted from indexed universal life (IUL) policies can turn off potential buyers. But why? The number one argument I hear when reviewing a life insurance policy designed for cash accumulation is, “It’s a terrible investment because the costs are just too high.”
But it this really true for IUL policies?
Going into effect late in 2015, Actuarial Guideline XLIX (AG49) was supposed to level the playing field for indexed universal life (IUL). This piece of regulation prohibited carriers from showing outrageously high…
A recent study asked consumers to rate the importance of various factors when purchasing life insurance. Having a product that is “easy to understand” received top ranking. So how do we make…