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IUL

    A Look at IUL Fees, Costs, & Illustration Manipulation
    Product R + D

    A Look at IUL Fees, Costs, & Illustration Manipulation

    written by Sean Cooper

    Updated April 22, 2022, at 3:11 PM

    Put yourself back in 2005. Remember when you could count on your left hand how many carriers had an indexed universal life (IUL) policy?

    Flash forward, and the popularity of these products has grown exponentially. We’ve seen most of our core carriers introduce an IUL over the last several years.

    Nowadays, it seems everyone has some form of an IUL. In some cases, you can’t count on your left hand how many different IUL product versions one specific carrier has!

    Continue Reading
    A Look at IUL Fees, Costs, & Illustration Manipulation was last modified: April 22nd, 2022 by Sean Cooper
    March 5, 2021
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  • Product R + D

    Imagine the Future of Life Insurance Illustrations

    by Chris Kite February 23, 2021

    What The Beatles Might Teach Us About Actuarial Science Updated indexed universal life (IUL) illustration regulations are upon us! A long and winding road for regulators and carriers. Will illustrations get even…

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  • Product R + D

    When the Term Fits, Don’t Always Wear It [Case Study]

    by Rochelle Whalen September 23, 2019

    Having been in the life insurance industry just over 16 years, I’ve seen my share of cases where simple arithmetic can either win or lose a case. Many times, it all comes…

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