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Product R + D

    Product R + D

    Is Self-Insuring Long-Term Care a Good Option?

    by Nick Gullett November 5, 2018
    written by Nick Gullett

    It’s safe to say the long-term care (LTC) landscape has changed quite drastically over the last 30 years.

    During the LTC insurance “boom” of the 1990s, most of these providers were targeting the middle class for coverage. A variety of factors influenced this. First, affluent clients assumed they could self-insure all ranges of claims. After all, the potential costs and impending effects of undertaking such feats were still unknown variables. On top of that, many of the lower income families either couldn’t afford the coverage or planned to rely on government programs for support.

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    November 5, 2018
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  • Product R + D

    Sequence of Return Risk and Illustration Software Fallacies

    by Brian Bailey October 18, 2018
    by Brian Bailey October 18, 2018

    I’m going to make a bold statement that I’ll bet many advisors in the financial industry have never thought about, but are guilty of showing their clients almost daily. Are you ready? …

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  • Product R + D

    Two Main Issues with The Life Insurance Underwriting Process

    by FIG Marketing September 24, 2018
    by FIG Marketing September 24, 2018

    Updated September 6, 2023, at 4:28 PM One of the main reasons some of my private clients hate offering life insurance to their clients is that they don’t want to put their …

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FIG Marketing
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